For those of you contemplating the idea of self-employment, it may be helpful to hear some of the good and bad that comes with self-employment. Here are the biggest issues our family experienced:

Murphy’s Law is alive and well. Both my husband and I have worked in consulting (we actually met at work) so we thought [...]

This may seem like strong language to use when discussing savings but both Richard and I feel very passionate about the benefits of our emergency fund.  Having money set aside for a rainy day has truly changed the “depth and breadth and height”* of our life.  How, you ask?  Let me share our list.